Actuary | Fidelity

Fidelidade - Companhia de Seguros, S.A.

So that life doesn't stop

Fidelidade is the market leader in life and non-life insurance in Portugal. Since 1808, Fidelidade has been protecting the future of families, companies, and Portugal.
Aspiring to provide true protection for people through constant monitoring, personalized advice, and care during the most difficult moments, it develops innovative products suited to the real needs of families and companies, and seeks the constant improvement of the services provided. More than just responding efficiently, it strives to excel daily to better serve the more than 2 million clients who trust in it. It has the largest commercial network in the country and is already present in countries such as Spain, France, Cape Verde, Angola, Mozambique, and Macau. Belonging to FOSUN International Limited has broadened growth horizons and brought a unique opportunity to reinvent insurance in Portugal and take its mission further.

• Participate in the independent assessment and validation of technical provisions, analyzing the adequacy of the methodologies, models, and assumptions used in their calculation;
• Evaluate the quality, sufficiency, and consistency of the data used in actuarial analyses, identifying limitations and proposing improvement measures;
• Analyze the observed experience against the estimates and assumptions adopted, identifying deviations, trends, and their respective impacts on the adequacy of technical provisions;
• Develop sensitivity analyses and validation tests that allow for the assessment of the robustness of estimates and the main sources of uncertainty;
• Contribute to the preparation of opinions on underwriting policy and the adequacy of reinsurance mechanisms;
• Support the contribution of the Actuarial Function to the risk management system, including the prospective assessment of risks and solvency and the analysis of the actuarial components of risk models;
• Participate in the preparation of the Actuarial Function report and other reports, opinions, and presentations intended for management bodies or supervision;
• Document the analyses performed, the conclusions, and the recommendations issued, ensuring the traceability of the work and monitoring the implementation of improvement measures;
• Collaborate in the review of policies, procedures, and actuarial validation methodologies, monitoring the evolution of regulatory requirements and applicable best practices;
• Contribute to the improvement and automation of actuarial analysis and control tools, in coordination with the business, calculation, risk management, and data areas, while preserving the independence of the Actuarial Function.

Do you want to be part of one of the best companies to work for in Portugal, according to the Great Place to Work® ranking?

Strengthen the Non-Life and Life Risk Management and Actuarial team, integrated into the Risk Management Directorate, which has the mission to define, implement, and maintain a risk management system that allows for the identification, monitoring, and communication of risks, both individually and in aggregate, allowing the Executive Committee and the various involved Directorates to incorporate this knowledge into their decision-making. You will be challenged to:

IF YOU ARE SOMEONE WHO HAS...

THEN YOU ARE WHO WE ARE LOOKING FOR!
Send us your CV.

WHAT CAN YOU EXPECT FROM US?
Collaborate with a team that cares about you and wants you to succeed, with opportunities to grow, innovate, and excel. Work in a Group that promotes your well-being, so that you can be and give your best, in a place where you feel good and want to be. A Group committed to Diversity, Equity, and Inclusion, which welcomes and respects differences, because it recognizes that only a diverse and inclusive environment creates the conditions for us to be prepared for a constantly changing world.