Impairment and Stress Test Analyst
On-site in Lisbon·Full-time·Added 9 days ago
Overview
Job details
Full-time hours
Per the ad.
This job was automatically translated to English.
Requirements
What we're looking for
- Experience in quantitative analysis and data processing in a financial and/or risk context (Mandatory)
- Experience in database exploration and reporting (advanced Excel and/or SQL/SAS) (Mandatory)
- 2-3 years of experience in impairment calculation (IFRS 9) and/or Stress Testing (ICAAP/EBA) (Preferred)
- Higher education (Bachelor's or Master's degree) in Mathematics, Statistics, Econometrics, Information Management, or an equivalent area (Mandatory)
- Training with a strong quantitative and analytical component (Mandatory)
- Post-graduate/Specialization in Risk, Quantitative Finance, Data Analytics, or similar (Preferred)
- Advanced Excel and PowerPoint; experience in preparing reporting and presentations (Mandatory)
- Databases and data manipulation (SQL and/or SAS Guide) (Mandatory)
- Knowledge of IFRS 9 (impairment), macroeconomic analysis, and risk/stress testing models (Preferred)
- Strong analytical capacity, attention to detail, and critical thinking
- Organization, planning, and priority management, with a deadline orientation
- Clear communication, teamwork, and a continuous desire to learn
Languages
- Portuguese (Mandatory)
- English (Mandatory)
- Spanish (Preferred)
The role
Impairment and Stress Test AnalystCountry: Portugal
Integrated into the Enterprise Risk Management area, you will support the Bank in credit impairment assessment (IFRS 9) and in the execution of regulatory and strategic Stress Test exercises. On a daily basis, you will work with large volumes of data, interact with different teams (including the Corporation/Group), and produce documentation and reports (reporting) for various stakeholders. This is a role with high exposure to risk, macroeconomics, and modeling topics, with a focus on rigor, deadlines, and continuous process improvement.
What you'll do
To succeed in this role, you will be responsible for:
- Performing credit impairment calculations and analysis (IFRS 9) for all the Bank's portfolios, ensuring quality and compliance with deadlines.
- Exploring and analyzing internal and external databases, identifying trends, and producing information to support decision-making.
- Participating in the preparation and execution of Stress Test exercises (regulatory and strategic), including ICAAP, EBA, and Strategic Planning.
- Following up on projects and initiatives with the Corporation/Group, articulating requirements and ensuring methodological alignment.
- Elaborating and maintaining methodological and technical documentation, as well as preparing presentations and reports for different stakeholders.
- Contributing to the continuous improvement of processes, automation, and quality control of data and results.
- Ensuring traceability, governance, and evidence for audit and regulatory compliance.
Hiring process
Application
CV screening · With recruitment team
Phone call
With People & Culture team · Phone call · 20 min
A short call about your motivation and the details of the role.
Interviews
Virtual or in-person conversations about your experience, expectations and the value you could bring.
Background check
Offer
- Santander suggests exploring the company on its website and LinkedIn before applying.
- The Spanish version of the page lists the same eight steps.
Hiring process
If you consider this role to be of interest to you, apply.
About Santander
Banco Santander is a global financial services group headquartered in Boadilla del Monte, Spain, and one of the largest banks in the eurozone by market value. It operates across retail and commercial banking, wealth management, and investment banking (through its CIB division, Santander Corporate & Investment Banking), with a strong focus on digital transformation and fintech innovation. The group serves over 160 million customers worldwide and employs more than 200,000 people, with a significant technology and operations hub in Spain.
In Spain, Santander is a dominant financial institution and a major employer of tech, data, and business talent, with its main technology and operations center in Boadilla del Monte (Madrid area) and additional offices in cities like Barcelona and Santander. The company is actively investing in AI, cybersecurity, and digital product development, making it a relevant destination for international professionals seeking roles in banking, engineering, and data. Its global scale and English-friendly corporate environment, especially in CIB and technology teams, offer strong opportunities for relocators.
- Industry
- Banking and Fintech
- Founded
- 1857
- Employees
- 100,000–500,000
- Headquarters
- Boadilla del Monte, Spain
- Website
- santander.com
In their own words
About the company & team
Santander Portugal is looking for a(n) Analyst in Impairment and Stress Test (Enterprise Risk Management), for Lisbon - Centro Santander.
You will join an Enterprise Risk Management team, with a strong analytical component, that supports strategic decisions and compliance with regulatory requirements.
We are redefining the way we work through innovation, cutting-edge technology, collaboration, and the freedom to explore new ideas.
Our people are our greatest strength. Each individual contributes unique perspectives that make us stronger as a team and as an organization.
We empower teams to go further, valuing who they are and enhancing what they bring with them.
The following requirements represent the essential knowledge, skills, and abilities for success in this role. Reasonable accommodations will be considered to allow people with disabilities to perform the essential functions.
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