Jobs in Portugal, in English.
11,000+ live jobsCredit Risk Parameter Model Analyst
On-site in Lisbon·Full-time·Added 8 days ago (last checked 2 Nov)
Our summary
- Work mode
- On-site, Lisbon
- Contract
- Full-time
- Experience
- 3+ years
Skills
This job advert was originally written in Portuguese.
Requirements
What we're looking for
- Minimum of 3 years of experience in similar credit risk model development roles (Mandatory)
- Knowledge of data processing and analysis tools, such as SAS, SQL, Python or R (Mandatory)
- Higher Education in Mathematics, Statistics, Econometrics or equivalent (Mandatory)
Languages
- Portuguese (Mandatory)
- English (Mandatory)
- Analytical/quantitative profile, with organizational and planning capacity and strong dynamism (Mandatory)
- Knowledge of statistical modeling applied to credit risk and of risk parameter estimation and monitoring methodologies (Mandatory)
- Capacity and curiosity to learn and adopt new techniques and methodologies (Mandatory)
Nice to have
- Experience participating in complex technical projects, with multiple stakeholders and demanding deadlines (Preferred)
Academic Background
- Spanish (Preferred)
- Interest in using new tools and analytical approaches (Preferred)
Pay & benefits
What you'll get
Your contribution matters and will be recognized. You can expect a fair and competitive compensation package that reflects the impact you create and the value you deliver.
But we know that rewards go far beyond numbers.
• We offer more than a salary. Our benefits are designed to support your life, your goals and your well-being, now and in the future.
• Your health is our priority. Through BeHealthy, our global well-being program, we promote holistic well-being.
• We know that family is everything. That's why we offer parental leave, childcare support and programs tailored to every stage of life.
• We empower our teams through global opportunities and diverse career paths.
• We believe in the power of helping. You can dedicate part of your working time to volunteering activities.
We are here to keep you motivated, help you achieve your goals, and celebrate your progress at every step of the way.
The role
Credit Risk Parameter Model AnalystCountry: Portugal
START HERE
Santander (www.santander.com) is evolving from a global brand with great impact into a technology-driven organisation, and our people are at the centre of this journey.
Together, we are leading a customer-centric transformation, which values critical thinking, innovation, and the courage to challenge what is possible.
This is more than a strategic change. It is an opportunity for motivated people to grow, learn, and make a real difference.
Our mission is to help more people and businesses prosper. We have adopted a strong risk culture, and all of our people, at every level, play an active and responsible role in risk management.
Santander Portugal is looking for a Credit Risk Parameter Model Analyst, for Portugal.
The Risk Parameter Models team is responsible for the development of Credit Risk Parameter Models for Capital and Provisions.
We are redefining the way we work through innovation, cutting-edge technology, collaboration, and the freedom to explore new ideas.
What you'll do
To succeed in this role, you will be responsible for:
- Development, calibration and monitoring of PD, LGD and CCF models for Capital and Provisions;
- Creation, review and updating of methodological, technical and model results documentation;
- Interpretation, adaptation and application of relevant regulation and corporate standards;
- Communication with internal Risk Management areas, corporate methodology areas, Internal Validation, Audit and supervisor.
YOUR CONTRIBUTION
WHAT TO DO NEXT
If you consider this role to be of interest to you, apply.
Hiring process
Application
CV screening · With recruitment team
Phone call
With People & Culture team · Phone call · 20 min
A short call about your motivation and the details of the role.
Interviews
Virtual or in-person conversations about your experience, expectations and the value you could bring.
Background check
Offer
- Santander suggests exploring the company on its website and LinkedIn before applying.
- The Spanish version of the page lists the same eight steps.
About Santander
- Industry
- Banking and Fintech
- Founded
- 1857
- Employees
- 100,000–500,000
- Headquarters
- Boadilla del Monte, Spain
In their own words
About the company & team
YOUR IMPACT
Our people are our greatest strength. Each individual contributes unique perspectives that make us stronger as a team and as an organization.
We empower teams to go further, valuing who they are and enhancing what they bring.
The following requirements represent the essential knowledge, skills, and abilities for success in this role. Reasonable accommodations will be considered to allow people with disabilities to perform the essential functions.
Professional Experience
- Enjoyment and capacity for teamwork
- Communication skills
- Proactivity, autonomy and sense of responsibility
Additional information
Santander prides itself on being an organization that promotes equal opportunity, regardless of age, gender, disability, marital status, race, religion, or sexual orientation.
We are committed to offering an inclusive and accessible application process to all people
€35k - €47k