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8,000+ live jobsCivil Liability Underwriter - Corporate | Fidelidade
On-site in Lisboa \ Avª Álvaro Pais·Added 13 days ago (last checked 3 Oct)
Fidelidade
13 open roles
This job advert was originally written in Portuguese.
The role
What you'll do
- Define customer eligibility for different insurance types by collecting detailed information on their profiles, estimating their potential risk exposure, and determining the probability of losses;
- Underwrite accepted risks, determining the terms and conditions (coverages and clauses) of insurance policies/reinsurance treaties, promoting the best balance regarding business performance and in accordance with the Company's underwriting policy;
- Quote risk levels that fall within delegated competencies, determining the premium to be paid according to the analysis performed;
- Support the commercial structure in contact with brokers and clients, jointly negotiating the best terms and conditions;
- Coordinate with the reinsurance areas regarding the negotiation of facultative reinsurance conditions and the handling of renewals for the existing portfolio;
- Coordinate with the commercial areas on situations that, due to their greater complexity, require deeper risk assessment involvement and specialized negotiation;
- Provide, whenever requested by the commercial areas, technical information and clarifications regarding products, coverages, and guarantees that complement the current underwriting standards and delegation of authority;
- Proceed with the analysis of portfolios, with a view to cleaning up or preparing insurance renewal proposals, aiming for the technical balance of the business (in accordance with previously defined guidelines);
- Evaluate and decide on the acceptance of new business proposals, changes, or renegotiation of conditions, within the scope of the delegated levels of authority;
- Collaborate with the product, project, and quality areas in the analysis and creation of products and in the modification or standardization of existing ones, analyzing their technical feasibility.
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