Asset Manager Automotive

• Experience and knowledge of the automotive sector;
• Knowledge and notions of risk management and financial analysis;
• Strong analytical capacity and attention to detail;
• Excellent organizational and interpersonal relationship skills;
• Proficiency in Office tools, with a focus on Excel and PowerPoint;
• Fluency in English;
• Higher academic education in the areas of Finance, Economics, or Management, and professional experience in similar roles (these will be aspects that will strengthen your application).

This is a very important topic that we will address together, taking into account your training and experience. We highlight the following benefits:

• Flexible Benefits Platform (benefit+): benefits in areas such as protection, education, and well-being are part of benefit+, which always include Health Insurance, extendable to the family unit, and Group Life Insurance;
• Additional vacation days, up to 31 days, based on seniority and volunteering;
• Partnerships with thousands of entities that provide access to different advantages (tourism, food, hospitality, fashion, technology...);
• Personal Credit for employees, under advantageous conditions compared to the market;
• Smart Working Policy aimed at promoting a flexible, autonomous, and responsible culture, contributing to well-being and job satisfaction;
• 24-hour Support Line available in case of need for Psychological, Legal, Financial/Tax, and Psychosocial Support;

• Then, you are in the right place. Our ambition is to build a sustainable future for our customers and our teams... But we cannot do it without you!
• By joining BNP Paribas Personal Finance, participate in our great transformation to build a more sustainable world: we are committed to promoting access to more responsible and sustainable consumption to support our customers and partners.
• To achieve this, we implement concrete actions, not only in the way we develop our business and improve our sustainable growth, with the ambition of reducing our environmental footprint, but also in the way we support those who need it most.

• Integrated into the Automotive Division, you will be responsible for promoting the development of the automotive business, ensuring proper management of the risk associated with the financed assets and contributing to the sustainable development of the commercial offering.
• You will be in charge of defining and monitoring the residual values of used vehicles, ensuring a competitive positioning aligned with the company's risk appetite. You will also be responsible for monitoring the portfolio exposed to residual value risk, contributing to the definition of mitigation strategies and risk monitoring.
• Managing residual values, proposing value grids for validation and defining the local Asset Management policy;
• Validating derogations to the local Asset Management policy, as well as all contracts with residual values that exceed defined limits;
• Collecting, analyzing, and reporting information in coordination with local and central teams;
• Monitoring the portfolio's exposure to residual value risk, performing periodic analyses, stress tests, and mark-to-market exercises;
• Conducting Asset Management Committees and contributing to the definition of corrective measures whenever necessary;
• Contributing to the creation and securitization of the automotive commercial offering, supporting the development of campaigns, products, and partnerships with OEMs and dealers;
• Ensuring interaction with different areas of the company and external partners, producing reports and analyses to support decision-making;
• Monitoring automotive market trends and the evolution of the used vehicle market, ensuring the adequacy of the residual value strategy.

The Mission is important, but the Team and the workplace are too!

• Welcome to BNP Paribas Personal Finance, where you will join the Automotive Division, in the Business Development Department.

• We are prepared to welcome you with an initial integration plan, including on-the-job training, coaching, and networking.

If you have:

If you have all this, a lot of will, energy, and a positive attitude, then, you are who we are looking for...

We look forward to your application!

• BNP Paribas Personal Finance is characterized by providing equal opportunities to all job candidates and, as a socially responsible company, incorporates the principles of Diversity and Inclusion into its values and practices.
• To achieve all our objectives, we intend to attract, develop, and retain different profiles, assuming diversity as a factor that enhances and differentiates innovation, which is fundamental to our organization.
• If you would like to learn more about our Organization, Values and Projects, please visit this page.

• Top Employer Portugal and Top Employer Europe certification, for the eighth consecutive year;
• 93% of our employees identify BNP Paribas as a company with "an inclusive management that supports all types of differences (age, origins, sexual orientation,...)";
• 94% of employees identify with and benefit from the "Smart Working" policy, feeling comfortable in a hybrid work environment, with the digital tools and workspaces provided;
• 72% of our customers are promoters of our brand.